000			02882nam a22003853i 4500
001			EBC3050740
003			TR-AnTOB
005			20260211091546.0
006			m o d |
007			cr cnu||||||||
008			170103s2004 xx o ||||0 eng d
020			_z9780821359679
040			_aMiAaPQ _beng _erda _epn _cTR-AnTOB
041	0		_aeng
050		4	_aHG178.33.D44 _b.H66 2004
090			_aHG178.33.D44 _b.H66 2004
100	0		_aHonohan, Patrick _eauthor _9108054
245	1	0	_aFinancial sector policy and the poor : _bselected findings and issues / _cPatrick Honohan.
264		1	_aWashington : _bWorld Bank Publications, _c2004.
264		4	_c©2004
300			_avii, 77 p. : _bill. ; _c26 cm
336			_atext _btxt _2rdacontent
337			_aunmediated _bn _2rdamedia
338			_avolume _bnc _2rdacarrier
504			_aBIB
505	0		_aContents -- Abstract -- Acknowledgments -- 1. Introduction -- 2. Microfinance Penetration -- Non-uniform Development of Microfinance Across Countries -- Microfinance is Too Small to Threaten the Mainstream -- 3. Is Microfinance Different to the Mainstream? -- Differences Related to Scale, Style, and Subsidy -- What Prevents Microfinance from Expanding to Full Potential? -- 4. Impact -- Microfinance Impact: Alleviation More than Escape -- More Developed Mainstream Financial Systems are Associated with Less Poverty -- Poverty Gap Data Highlights the Need for Deeper Mainstream Finance in Africa -- 5. Protecting the Vulnerable -- Predatory Lending-The Liberal's Usury -- Combating Prejudice and Discrimination -- 6. Concluding Remarks -- APPENDIXES -- A Microfinance Penetration -- B MFI Scale and Profitability -- C Poverty Rates and Financial Depth -- D Predatory Lending -- LIST OF TABLES -- 1a MFI Penetration Rates-Top Countries -- 1b Borrowing Clients at "Alternative Financial Institutions" -- A1 Explaining MFI Penetration (Total Population) -- A2 Explaining MFI Penetration (Poor Population) -- B1 Sustainability, Size, and Focus -- B2 Return on Assets, Size, and Focus -- C1 Poverty and Financial Depth -- C2 Poverty and Financial Depth (Alternative Samples) -- C3 Poverty and Financial Depth (Additional Variables) -- LIST OF FIGURES -- 1a MFI Penetration -- 1b Credit Penetration by "Alternative Financial Institutions" -- 2 MFI Penetration of Total and Poor Population -- 3 Penetration by Region (Clients) -- 4 Penetration by Region (Assets) -- 5 MFI Penetration and the Poverty Headcount -- 6 National Poverty Gaps Plotted Against the Size of Mainstream Finance.
650		0	_aFinance _xGovernment policy _zDeveloping Countries _9107145
650		0	_aFinancial institutions _zDeveloping Countries _91812
650		0	_aMicrofinance _zDeveloping countries _9107933
650		0	_aPoor _zDeveloping countries _931713
710	2		_aWorld Bank _919811
942			_2lcc _cBK
999			_c200428000 _d45924